Financial Literacy and Borrowing Practices of School-based Multi-purpose Cooperative Members in Bacolod City

Financial Literacy and Borrowing Practices of School-based Multi-purpose Cooperative Members in Bacolod City

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Financial literacy is the possession of knowledge and a basic understanding of personal financial matters in terms of borrowing, saving, and investment effectively for a lifetime financial security.Its concept plays an essential role, especially to those who engage in borrowings.This study aimed to assess the level of Daily natural gas load prediction method based on APSO optimization and Attention-BiLSTM financial literacy and borrowing practices of school-based multi-purpose cooperative members in terms of employment designation, amount of capital stock, Demographic characteristics and ocular needs of children attending child eye clinics in Cross River State, Nigeria: a retrospective analysis of clinical records and the number of dependents.

Specifically, it determined if there is a significant difference in the level of financial literacy and borrowing practices of multi-purpose cooperative members when grouped according to the aforementioned variables.